Got Insurance Bill In Mail Today----Shocked !!!

[goblinsix]

I've had several of my motorcycles insured through Dairyland Insurance over the last year with no real drama (was with Allstate prior). Well, I got my 2010 renewal last night in the mail for my Hayabusa and just about fell on the floor when I saw a bill for $4000 for full coverage---and they wanted 1/3 of it paid in full prior to renewal. I almost fell blew a gasket. So I called and asked them why it was so much, and they basically told me "well, sir that is just the way it is on sportbikes". Then I asked them about how my Ducati could be $1100 per year, which is a much more expensive bike and is a lot more costly to repair and replace....and they had no answer. I'll be switching back to my former provider today.

This is crazy considering that I'm a 40 year old man with 25+ years of riding experience, several riding schools under my belt in the last year, and only one speed camera ticket for doing 47 in a 35 MPH in the last two years. These companies must not give a crap about keeping customers.

Thought you would find that amusing.

 

[Puggle]

I'm 23 and even I don't get raped that bad. Good luck bro.

 

[goblinsix]

Yeah...I know....seriously.

I'm dropping Dairyland by COB today. That is insane.

 

[Goatkart]

StateFarm... $168.. full coverage... $500 deductable...

 

[mjrfd99]

I'm self insured.

 

[Max Speed]

Goatkart is right... I have had them now for years... the first year 2000 I had my Busa I paid 2700. with my other company I had. They would not give me a better price so they lost my 3 trucks, two cars, house and three cycles to insure... their loss$$$

 

[RMS2005]

huh, maybe its area specific. I got my dairy land bill about 2 weeks ago and it actually went down for this year @ 1062 for the year.
28 years old and one 1 x 11 over speeding ticket about 2 years ago.

 

[GPW]

Give State Farm a call. $300.00 a year full coverage, MD.

 

[djsin]

the insurance company we have wouldnt even cover the busa...so i said...figure out a way to cover it or lose the house, cars, life, ect....next day i had a quote for 480$ full coverage for year...btw gen one owners if they go by engine cc...tell them its 1299cc when u hit 1300cc some rates go up

 

[Busa1166]

I'm 23 and even I don't get raped that bad. Good luck bro.

Come down here to Miami an watch what happens 4000 that s 3000 cheaper than the quote I got here 42 yrs old zero tickets in the last 6 years an that one 6 years ago was a non moving violation. They would have to go back 11 years to find a moving violation on me.

 

[DEMMYM]

State Farm

 

[Jimshog]

North Potomac, MD 53 years old 1 moving violation 5 years ago (47 in a 35) $530.81 full coverage with State Farm and that includes upping the liability coverage(s) to the maximum to support my umbrella policy and a $500 deductable. Make the switch, Dairyland quoted me almost $3K when I first got the bike and was shopping insurance trying to beat State Farm's rates.
Good luck.
-Jim

 

[black07busa]

Call Scott Covington @ Statefarm, his office in Beltsville, 301-937-7772. The last quote I got was around 550.00. If he is not there ask for Mellisa or Lisa, can't remember her name, but I spoke to her last week about my Busa, she is very polite and will hopefully give you a reasonable quote. If she asks for my name it is Orvell.

 

[MadLight]

State Farm they get my bikes. 2 bikes 2 riders $800 a year.

 

[BlueHaya]

if you think about it they hope you leave.,

If you pay for insurance for 1 or 2 years and dont have a claim then they jack up your premiums and you leave...they profited....no loss on you.

 

[goblinsix]

Call Scott Covington @ Statefarm, his office in Beltsville, 301-937-7772. The last quote I got was around 550.00. If he is not there ask for Mellisa or Lisa, can't remember her name, but I spoke to her last week about my Busa, she is very polite and will hopefully give you a reasonable quote. If she asks for my name it is Orvell.

Thanks sir....will do.

 

[racerV]

I have DLand and pay 650 / year for both my 08 Busa and 07 FLHTC Harley. How is your credit?

 

[outlawbusa]

Good luck, I'm sure you can find much cheaper prices than what they are robbing you for~!~

 

[KvHotDog4]

23 with 19 speeding tickets since I was 16 (not proud of trust me ) I have progressive liability coverage is $36 per month. Full coverage would have been over 8000 a year

 

[BiggDaddyBusa08]

2 words STATE FARM