Insurance upgrade

[Suijuris]

Seeing how the major riding season is upon us- I decided to upgrade my insurance to include PIP or medical.. NOT!!
$2500 is all you get for PIP?? JEEz- plus, its gonna cost me another grand for the year. How is that worth it?
I could pay out 2500 in accident expenses. And the medical-- $10,000 ?? that seems a joke too. I guess I'll just rely on my trust fund if I get hurt.
I currently only carry basic coverage. still need to check state farm.

 

[pward76]

State Farm told me that $1000 was the most medical coverage I could buy with their policy.

I am relying on my medical coverge through work.

 

[LCB]

Some state laws required certain coverages at designated levels of coverage - be sure your coverage meets the legal requirement, if applicable. Also, always check your plan thru work to make sure they don't exclude coverage for "recreational" activities or motorcycle accidents. Many plans have added these exclusions (and have used creative wording to disguise them) so be sure your plan isn't one of them. If it is - contact AMA... they are working on making this type of descrimination illegal.

Personally, I felt the peace of mind was worth the cost and I also have an additional plan thru AFLAC for just such an emergency... Let's all hope none of us ever need it!