Then again, people ride everyday without
all that stuff and no issues....I don't see it
being a GIANT problem like some make it.....
it's all insurance liability requirements...
Having spent about 40 years in the insurance-related
end of the motorcycle world, I find it hard to believe
that an insurance company
would want
MORE risk,
rather than less,
for the same premium........
Having boots, back protector, padding at elbows,
knees, hips, face shield, etc,would probably
result in both fewer and less-serious injury.
More safety on the bike side: Z-rated tires, steer damper,
more safety wire, would also protect folks from sliding
on their own oil, or speed wobbles, etc.
That would result in fewer crashes,
and even LESS risk of injury.
If you were an insurance company,
would you charge more money
(a higher rate) to cover these guys ?
You bet !
