While I have both my Gen 1 and Gen 2 Hayabusa's I have a question for anyone. I was just told by USAA rep that my 2004 is higher because its older and might break down. My reply was breaking down is none of your concern. No sir, its the fact that if could break down while riding and cause an accident. I clarified twice, and I have never heard such BS in my life. Anyone like to confirm this to be true or side with me as a BS statement. My 2004 is about 40% higher.