Another Insurance thread, but this one is different

[GsxrBots]

Lil Charlie, just make sure that the insurance company that is "in bed with" your mortgage company isn't just out for the mortgage companies interests. Do some research on customer service ratings, etc.

Some of those types of situation don't care about any part of a claim unless it deals with a total loss, and then the mortgage gets paid, and you get the shaft..

 

[lil charlie]

pcic is a brokerage firm and will be my point of contact but the actual policy is through American Family, which is an 'A' rated national company.

 

[lil charlie]

I contacted AMFam direct and asked them to quote all the same specs and they gave me a rate of $1440 a year...for the EXACT SAME THING! That just pissed me off but not enough to not sign up, lol.

 

[RedBull]

I went with State Farm 10 years ago
as they were so cheap with
the new Hayabusa .



Car and homeowner's were on par with
my previous company so I was happy .



As the years go by ,
their rates are
stupid .



Part of what pisses me off
is they keep increasing
the rebuild value of
my property which
of course increases
my premium . . .



Agent insisted it had to be X amount
because that is what their calculator states
and I have no choice because of a mortgage .



Felt nice to explain to him that
I do not have a mortgage
and I will insure MY house
for whatever I want . . .



Had him knock $20,000 off the rebuild value
and he was not too happy . . .


There is also the whole teaser rate thing
that I have played in the past . . .



Lastly ,
the company I work for
does a lot of work with a contractor
who does complete home rebuilds after disasters ,
fires and floods . . .



They claim State Farm is flat out the best . . .


They supposedly cover everything with no hassles .

Not sure what I will do in April
when it comes due . . .

Turbo-Torch