Best Insurance Company for Hayabusa Owners in the USA

that sucks

it seems that State farm are similar to the following old adage you buy cheap - you get cheap cover
I don't think it's one bad apple. I think the industry has consolidated through mergers, and made so much profit they've gone out and captured the majority of the State Legislatures. The technique is by passing laws regarding Rules of Evidence. Essentially choking down the truth to a tiny slice of reality and only allowing juries to see small fraction of reality and the truth of what happened and what companies are liable through the insurance products they sell. For the sake of corporate profits. In a nutshell, you really have very limited recourse to the law and the court systems. Which is why you won't be able to find a lawyer unless your case is cut and dried.

I blew 600 bucks on an insta360 camera with the intent of wiring it up to use as a traffic cam. Because the next time I'm going to have video. But I didn't do enough research. You want, in a traffic cam, a capacitor that even in a collision will have enough power to save the video file. It's a specific design requirement for traffic cams. Need to do more research. And vote for independent candidates who want to repeal those corruption laws. But that's kind of a unicorn, I imagine.
 
it seems that State farm are similar to the following old adage you buy cheap - you get cheap cover

One of the reasons that some companies are extremely expensive is that they do not want to carry motorcycle insurance so they merely price it extremely highly. Price is not inherently tied to coverage but sometimes to such business decisions.
 
If you have a highly modified bike / car, you may wish to look into stated value coverage. I recall an unfortunate claim where an agent put a regular policy on a fancy 4x4 that was totalled. The policy he had paid him for a stock vehicle. Not great.
 
When it comes to insuring your Hayabusa, it's crucial to find the right insurance company that understands the unique needs of motorcycle enthusiasts like us.
 
Just got my 1985 V-Max back on the road

57 year old male
35 years Motorcycle endorsment
progressive is $75 a year
 
41 year old male
2023 Hayabusa, 2008 B-king, 2013 Ninja 300
Progressive is $106 a year for all 3 for minimum state requirements
 
Jeez you guys outside of California are lucky.
A lot of insurance companies have pulled out of our state.
I ended up with Foremost Insurance at just under $1,000/year. And they wanted the premium paid in full up front. No monthly payments.
I have no tickets or accidents and I’m an older rider.
Don’t get me started on our $5.75/gal gas prices - highest in the nation by far.
 
Nearly dead male
2014 Gen2, 2020 KLX 230 (full cover) in SoCal
Progressive is 120/mo
Very expensive but yearlong riding, canyons, beaches, lane splitting
I am getting what I pay for
 
23 Busa, B-King, 1260 Multistrada, Vespa, maximum coverage $250,000/500,000 $1100 per year and I’m 64. Progressive, the Busa being half of the total.
 
I'm with Dairyland and insurance for my 2023 Hayabusa, 2022 BMW S1XR and 2020 BMW GSA is a few dollars above 1200 dollars annually. I went through a insurance broker and they found me the best rates.
 
When it comes to insuring your Hayabusa, it's crucial to find the right insurance company that understands the unique needs of motorcycle enthusiasts like us.
While I don't have personal experience with https://www.insuranceclоud.co.uk/services/multi-bike/ , I've heard positive feedback about their multi-bike policies from fellow riders. One key aspect to consider when choosing an insurance company is its reputation for customer service and claims handling. You'll want a company that is responsive and reliable, especially when it comes to ensuring a high-performance bike like the Hayabusa. Additionally, it's a good idea to check if Insurance Cloud offers any specialized coverage options that are important to you, such as roadside assistance or accessory coverage for your bike's custom parts.
 
StateFarm
A Liability
Bodily Injury 100,000/300,000
Property Damage 100,000 $94.64
D 200 Deductible Comprehensive $137.21
G 250 Deductible Collision $297.10
U Uninsured Motor Vehicle
Bodily Injury 100,000/300,000
Property Damage 100,000 $59.80
Amount Due $588.75

55 in Maryland with a ‘23, no accidents.

I’ve been with SF for over 20 years and believe it or not my rates are actually considered “good” here in Maryland.

My agent told me years ago that insurance rates are determined based by the “zone” you live in. If you live in a major metropolitan area like the DMV (D.C., Maryland, Virginia) then you’re going to have some outrageous rates.

For my four vehicles through USAA I pay roughly $400 a month. Yeah it’s rough around here.
 
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