Bike insurance

When I was shopping for my busa, I had ins. with Progressive on my cruiser. When I asked about the premium on the busa they wanted $1800 a year! I'm 57 no tickets or accidents. The premium on my cruiser was $160 a year. I wasn't going to buy the busa, but State Farm insured it for $380 a year, full coverage, $500 deductable! Progressive can KMA!
 
State farm + one million....
Full coverage all the bells and whistles!
08 Busa $212 a year
06 Harley $158 a year
07 Gsxr 750 $136 a year
00 Busa $128 a year
 
we need a hook up with a agent that can take care of the .org when i went to insure my bike they wanted 5300 a year lol and thats why my .org family is helping me put the bike back together thanks again guys much love and respect
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08 Busa Liability only through Geico $212 a year. They wanted $2200 a year for full coverage with $1000 deductable. I would rather pay to rebuild the bike. Though after reading this I think all call State Farm for a quote on full coverage.
 
Just got back from State Farm, 06 Busa 100,300,300 500ded comes out to $1094 yr. Clean record, homeowner blah blah blah.

Just not going to see the rates some of you have while living here in Sin City
 
state farm 300.00 a year , full coverage .
as a side note . I had 2004 le stolen and they paid $10,850 on the claim . I had a chk in 2 weeks . my rates did not go up at all .

later mark
 
Full coverage here in Arizona is outrageous. I moved here from Florida 5 years ago. In Florida with Progressive it was $848.00 a year for the Busa. Same bike here, same company, still no tickets on record, $2200.00. Checked around and Progressive was cheapest. One company wanted $5000.00. I don't insure it except for public liability. Probably explains why I don't see many big bore bikes around here, in Phoenix, except at big gatherings or the dragstrip.


Jim
 
Again,
State Farm full coverage = $550 a year, 39yo female, 2 speeding tickets.

DID NOT have to have another policy
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HAHAHA you should try the rates in Hawaii... I thnk we are number 2 across the country in accidents and 7 overall in stolen vehicles ...all that in a very small island....
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4 time busa owner @ Jan. 03 2008 said:
Full coverage here in Arizona is outrageous. I moved here from Florida 5 years ago. In Florida with Progressive it was $848.00 a year for the Busa. Same bike here, same company, still no tickets on record, $2200.00. Checked around and Progressive was cheapest. One company wanted $5000.00. I don't insure it except for public liability. Probably explains why I don't see many big bore bikes around here, in Phoenix, except at big gatherings or the dragstrip.


Jim
Click to expand...
My insurance rates all went down by more than half when I left Scottsdale and came to Indiana... Under $250 a year for full coverage on the Busa and liability on my van is under $230
 
the rates in this thread are about useless without coverage amounts included. How can you compare 2 different prices when one is way low(just above low legal limit) on coverage, and others are higher(100K plus, etc).

I have been to the rate quote websites and they are outrageous so far. I don't insure my bike as of now. You also get a discount for MSF rider classes. Don't forget that info also.
 
State farm full coverage is for KBB values, the only variable part of the quote is the deductible amount. I have $500 deductible.

State minimums on liability are 25/50/10
 
Progressive sucks! RIP OFF! state farm is pretty good I have geico and I pay 1000/year for theft etc not full cov. But I am 25 and live in south florida so.

Progressive wanted to charge me something like 10,000 a year. I have NO tickets.
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CDiPrecision @ Jan. 03 2008 said:
the rates in this thread are about useless without coverage amounts included. How can you compare 2 different prices when one is way low(just above low legal limit) on coverage, and others are higher(100K plus, etc).

I have been to the rate quote websites and they are outrageous so far. I don't insure my bike as of now. You also get a discount for MSF rider classes. Don't forget that info also.
Click to expand...
they no longer offer the discount for MSF course...we were told this at the course itself and my agent confirmed this
 
I got a quote yesterday on a 2008 BUSA from USAA through Progressive for FULL coverage and they wanted $3,500 for 6-months with a $500 deductible. I called back and got them to cover me under my old policy (grandfather system pre-04) and now pay $208 for the same coverage with a $250 deductible. If I went with a $500 deductible it would have been $188 for 6-months....
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I am married, 27, no tickets or accidents and currently live in Ohio. Just for reference my 01 (age-21) and 03 (age-23) BUSA's with USAA both cost $265 for 6-months same coverage years ago...
 
Progressive was the cheapest on my R1. They wanted over $1500 a year for my busa. I am now with allstate. They are around $900.00 a year, but less than that when you consider I drop collision for the winter. There is a foot and a half of snow on the ground now, so dropping collision saves me a few hundred a year. I tried talking to state farm, but they required having my cars insured with them before they would do a bike. Just shop around. I shop prices every year for everything, house, cars, bikes, snowmobile.
 
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