One of the things that I found out when my house and garage got robbed is State Farm would not cover parts I. Had a set of wheels for my Gen II, 2 cylinders and heads for my Harley. The home owner guy said that is charged against motorcycle coverage, the motorcycle guys say unless it was bolted to the bike it is not covered it is on your home owners policy, so this went on for awhile with the finger pointing. Bottom line they will not pay for spare/extra parts you may have. Made me rethink my parts buying and stocking.