Fraud will be on that azz like stank on shiznit. Give it back and be patient. You will feel a lot better if you get the bike in your own name and noone can hold anything over your head. Ive been riding second hand for a while and my credit and savings has been on the rise. Remember, bikes will get better every year. Concentrate on the 07' and you'll be happy you did. I'll walk into the stealership next spring and get anything I want, but my new house and truck had to come first since i had to rebuild my credit after the ex-wife shook me for a lot, (dirty #####).torch it....collect the insurance....Ooops, did I say that out loud!
Had mediation yesterday for the divorce
- Thread starter Rongotti
- Start date
May not be the right thing, but I have to agree! Let her deal with the bike. Owing that much on an '04 ain't good anyway, so she won't be able to get rid of it without putting in some of her own cash to pay it off.+1 She wanted it (cause she trashed it) so, let her have it AND the payments. Since it's worth LESS than you owe, that oughta fix her hinnie
Then go buy a NEW one in celebration
+1Let her have it,if there is a will there is a way,You'll get another bike.
Come on let's be real here.
The only reason she got away with messing with it is because it is truly her property.
She wrecked her own property.
Let her deal with the reality of that.
Return it on the 30th day to her.
She will need to garage it.
Secure it and the rest, let her spread her wings some and learn the art of motorcycle maintaince.
She screwed herself thru emotions.
You don't need to re-live that crap.
The one great thing about our bikes is that there are a whole lot of sister bikes out therer that are just as good and nice looking.
And they don't mind if you take another one out for a spin.
The only reason she got away with messing with it is because it is truly her property.
She wrecked her own property.
Let her deal with the reality of that.
Return it on the 30th day to her.
She will need to garage it.
Secure it and the rest, let her spread her wings some and learn the art of motorcycle maintaince.
She screwed herself thru emotions.
You don't need to re-live that crap.
The one great thing about our bikes is that there are a whole lot of sister bikes out therer that are just as good and nice looking.
And they don't mind if you take another one out for a spin.
Being a manager at a Bank I can tell you that a lot of dealerships use creative financing in the fact that many will lie to the banks about your income or credit score. Also another way they get people financed is because they will often times use the same bank for all of their sales so the bank is willing to put some risk out there. Also Suzuki's line of credit for their 99$ per month or 129$ per month deal is given to pretty much anyone with a heartbeat. You can easily get another bike. Just give her the old one and go get yourelf a knew one. If I was you I would wait until the new 07 model comes out.
So are you saying 17.9 % sucks ?
Because it does, if he wants the bike at that price with no haggling and he doesn't have the coin himself, and his credit score is low.
He will have to sign off on all the forms, and travel to Vt to pick it up.
17.9 % is the best they will be able to do.
Hopefully they don't ask for more, but as you say it's all in the risk factor .
Because it does, if he wants the bike at that price with no haggling and he doesn't have the coin himself, and his credit score is low.
He will have to sign off on all the forms, and travel to Vt to pick it up.
17.9 % is the best they will be able to do.
Hopefully they don't ask for more, but as you say it's all in the risk factor .
haha.. yeah I agree totally.. assuming all divorces are best case scenarios like that..
pardon me if I'm wrong in this but.. uh... the VAAAST majority of divorces involve people that can't quite seem to agree on basic issues, and compromising obviously isn't a strong poitn for them either... or it wouldn't even be happening in the first place (no offense to anyone... I'm sure most of you would agree... or atleast some will agree)
hehe.. hell I'm not sure what world your living in but in mine divorce IS a disagreement... and it typically goes downhill fast once they have to stop trying to like one another.
I'm not saying your way is impossible.. I'm sure it happens often enough.. just not as often as my example.
I think you forgot to include the average american.. in debt up to their ass, and forget that equity in the house crap... What little equity they had... was cashed that out to pay for the new furniture and a pool last year.
How long you think these people been married? 12 years? and I'm figuring a 20% downpayment to have the kind of equity your talking about on a 30yr. mortgage. I don't know what the average time is before a divorce.. so that could be possible I suppose. I would have thought it was in the neighborhood of 5-7yrs or something.
their cars... are worth roughly 2/3 what they owe on them.... both of them.. and they each have 3 cards that are within 10% of being maxed out..
that my friend is the typical american I see the most of.
I'm not totally disagreeing.. I just think your a bit more optimistic when a customer says .. "Yeah, I just got divorced. . . . " than I am.
Just listen what we all saying to you ! Let her have it. Finance one. You credit is not that bad.
I have a friend who can get finaced anyone. Illegal mexicans with fake SS number and no US issued driver license.
23% or so...
But if I was you..... rebuild your credit you can not imagine what deals you can get with good credit.
my credit score 830, I know.
I have a friend who can get finaced anyone. Illegal mexicans with fake SS number and no US issued driver license.
23% or so...
But if I was you..... rebuild your credit you can not imagine what deals you can get with good credit.
my credit score 830, I know.
I've rethought my position on this..
I think you should man up and pay for it... if nothing else you need to pay her for the amount she will lose if she gets it back from and sells it.
She did you a favor by helping you get what you wanted.. don't be a #### and turn around and screw her over for being nice.
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I think you should man up and pay for it... if nothing else you need to pay her for the amount she will lose if she gets it back from and sells it.
She did you a favor by helping you get what you wanted.. don't be a #### and turn around and screw her over for being nice.
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ego, I think you forgot a whole story...
she trashed that bike, few time I believe. And he rebuilds it.
I grew up in a neighborhood of mini-bikes and such not.
AND whenever somebody ask to ride, play with , work on or otherwise be around ,bikes, rides or whatever you wish to call them.
The rule was" Double the Trouble, Triple the Price "
All non-owners where fined 3 X's the parts purchase price.
Made for learning how to fix bike profitable.
I believe these rules still apply ,so let her pay.
Another word for it in New England is(" Politically uncorrect" giver).
AND whenever somebody ask to ride, play with , work on or otherwise be around ,bikes, rides or whatever you wish to call them.
The rule was" Double the Trouble, Triple the Price "
All non-owners where fined 3 X's the parts purchase price.
Made for learning how to fix bike profitable.
I believe these rules still apply ,so let her pay.
Another word for it in New England is(" Politically uncorrect" giver).
Lota Fun R
Registered
I had to sell my race bike to get rid of my last ex.
I don't know why you would want to let her off the hook, screw her, give her the bike and be done with her. Hell, mine was paid for and I gave it to her to get rid of her, you owe a ton on yours. It would be justic if she got back the bike she vandalized.
Contest your bad credit with the creditors, they have to take it off until it is settled, making your credit look better. Might be too short of time to do it though?
I don't know why you would want to let her off the hook, screw her, give her the bike and be done with her. Hell, mine was paid for and I gave it to her to get rid of her, you owe a ton on yours. It would be justic if she got back the bike she vandalized.
Contest your bad credit with the creditors, they have to take it off until it is settled, making your credit look better. Might be too short of time to do it though?
See, I told you so! I just didnt want to come out and say it." creative " has been around a while,financial institutions recognize good people sometimes have bad luck,give her the bike and get off your arse and go get YOUR bike.I'm telling you,you CAN do it! NJ.
Lota Fun R
Registered
My ex has a car financed in my name, as long as she's making the payments I won't repo it. Her credit is #### and she can't finance it. She wanted it, so I let her have it. Mustang GT rag top.
Tell her if she wants the bike she can have it, otherwise you will continue to make payments until you can refinance it. If she looks at it from a logical (probably unlikely) standpoint she will realize she will take a loss on it if she gets it. All she wants it for is to piss you off, it'll cost her if she wants to go that route. Just a power play.
You need to get better at negotiating......
Tell her if she wants the bike she can have it, otherwise you will continue to make payments until you can refinance it. If she looks at it from a logical (probably unlikely) standpoint she will realize she will take a loss on it if she gets it. All she wants it for is to piss you off, it'll cost her if she wants to go that route. Just a power play.
You need to get better at negotiating......
Don't you think you are being a little unrealistic ?You can always bone her real good and she'll forget about the bike and the divorce
Research the history of this a little.
I don't see what the fuss is about...
Take off all your good parts and GIVE HER THE BIKE....period.
Even with a low credit score, you WILL get financed. Hell I didn't have any credit when I got my first BUSA and they gave me a loan when I was 19. I ended up with 12% interest but got the loan with NO problems. Now older and wiser I'm up in the high 700's and easily got approved for 3.9%.
If you have good job history and pay your bills, they don't have a reason not to give you a loan. The only price you will pay is in your INTEREST RATE. That is where you will suffer if everything else meets there requirements. Instead of 4 or 5% you are going to be around 10-16% or more for a bike.
If you can live with that interest rate, you will have your BUSA.
Take off all your good parts and GIVE HER THE BIKE....period.
Even with a low credit score, you WILL get financed. Hell I didn't have any credit when I got my first BUSA and they gave me a loan when I was 19. I ended up with 12% interest but got the loan with NO problems. Now older and wiser I'm up in the high 700's and easily got approved for 3.9%.
If you have good job history and pay your bills, they don't have a reason not to give you a loan. The only price you will pay is in your INTEREST RATE. That is where you will suffer if everything else meets there requirements. Instead of 4 or 5% you are going to be around 10-16% or more for a bike.
If you can live with that interest rate, you will have your BUSA.
suzuki4life
Banned
Put the bike back to the condition you bought it in. (hence the secured value status) If that loan didn't buy the add ons she has no rights to them as long as you can return it to the condition it was purchased in. Then give it back to her. Make sure you get her to sign something that states she has received the bike back in acceptable condition.
Then sell the add ons and get through the divorce.
There will be a depression/lonely stage.....get through this BEFORE buying another bike. Most people consider some pretty stupid ideas at this point and time in their lives. A 190+ mph bike is a very bad temptation at that time.
then rebuild your credit and life. Buying a new bike is not a necessity. A used one can be bought cheaper and in close to new condition. BTW never look at a bike as "used", they're depreciation lightened for future financial enhancement of modification.
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Then sell the add ons and get through the divorce.
There will be a depression/lonely stage.....get through this BEFORE buying another bike. Most people consider some pretty stupid ideas at this point and time in their lives. A 190+ mph bike is a very bad temptation at that time.
then rebuild your credit and life. Buying a new bike is not a necessity. A used one can be bought cheaper and in close to new condition. BTW never look at a bike as "used", they're depreciation lightened for future financial enhancement of modification.
<!--EDIT|suzuki4life
Reason for Edit: None given...|1137070625 -->
Also Suzuki's line of credit for their 99$ per month or 129$ per month deal is given to pretty much anyone with a heartbeat. This is not true!
I have great credit and I did not qualify for this card.
sscorvette,Please watch the advise you give to people without some facts. It is really not as easy as you say it is.
Someone might take your word for it.
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I have great credit and I did not qualify for this card.
sscorvette,Please watch the advise you give to people without some facts. It is really not as easy as you say it is.
Someone might take your word for it.
<!--EDIT|BUSAZ71
Reason for Edit: None given...|1137074936 -->
I feel for ya bud . I've had a couple a friends go thru the same stuff . I agree with what 05Bulldog said . It won't cost you anything to go to the dealer , work a deal and see what the payments would be ....probably with high entrest . If you don't like the deal they offer , you can say No Thanks and move on to other options .My credit is nowhere near perfect but i've learned that downpayments or co-signers will open alot more doors for ya . GOOD LUCK !
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