That's a pill which takes a knife and fork to eat...@Bumblebee I ride my bike rain or shine everyday, I dont insure my truck in summer except for garabage runs etc so I do save about $125 a month there. If we need a vehicle we use my gf's the rest of the time. Its hard pill to swallow but I have to swallow it... I am not able to move due to farm/family obligations maybe later in life I will.