If you have state farm then no....it will NOT affect your insurance. Same as if you parked your bike and someone rolled it off the kickstand. Hit and runs do not count against you....day 3 on my new 05 busa
500 and somthing miles on the odometer and a big smile on my face .
then bam a car hits me , puts me down and takes off
hit and run.
i was wearing decent gear so i got off easy. broken right pinky and some road rash to my left arm .
the bike looks like toast, rashed and bashed all over .
luckily i have full coverage.
i am wondering how this is goanna effect my inurance . a hit and run with no witnesses
.