Thanks Doug.... Sue was to retire in two years, here in New York if you have a state retirement and you die before you retire the pension is gone. Sue had 28 years in at her job with the Sheriff Dept. I get 3 years of her pay in a lump sum that I have to put into an IRA or the state and feds with wipe much of it out in taxes. We had so many plans for the future. All I can say to everyone here is love your family, let them know how much you love them because you never know. We never saw it coming, it killed her in 20 days most of the time she was in a coma.