One nasty little spill and you'll be wearing gear from then on. Personally, I like my skin just the way it is. Last thing I need are foot long scars running up and down my body.
As far as what full gear means...helmet (check), leather gloves, leather jacket (or a heavy duty textile at minimum), leather pants or Kevlar keans and over the ankle no-lace boots. It will be over 90* here in FL tomoroow and humid as hell, but I'll still be wearing full gear w/ Under Armor underneath.
Good luck, bro. Stay safe and God bless you for your service.