I'm actually surprised when it takes more than a couple of posts before the, NEVER FINANCE A VEHICLE people pop in.
Buying a new vehicle? One size does not fit all. I just financed 16K on a '23 Harley fat bob for 5.8% for 60 months. I'll pay it off this year / early next when I add my next bike(s).
I paid cash for my 22 busa, 20 KTM 1290 SAS, 20 ZH2, and '18 Grand America. For me, it's 6 of one, 1/2 dozen of the other.