Guys,
Here's what I can figure out happenned with your friend. First let me say. I live in Miami, ride to the keys all the time on my Busa. So I'm familiar with the laws here. 1: You don't have to go through a motorcycle training course. However, if you want to just get your bike endorsement and not have to take the DMV test, you take the course . Otherwise you take the test. Your insurance is also cheaper when you go through the course (that is if you find a company crazy enough to ensure a Busa here). 2: As for insurance, not needed for the bike. However, if you're going to ride without a helmet, which is permitted, you need some type of medical coverage. If you don't have it through your job, then you need to get some kind of insurance. However, still not enforced here. Thats it. My Busa is paid up and I have no insurance on the bike and I have been stopped by the police. So that is my proof that it is legal to ride without insurance. I can't seem to find an insurance company here crazy enough to insure a Busa due to the risk. So I ride without it but at least the bike is all paid up and I have medical for myself.
Which leads me to the cops cracking down. I posted something relevent to this on another thread....I did mention that no one in Miami wants to ensure a Busa here? Many of the Bikers in this city are Freakin CRAZY! Thats why they don't insure Busas here and why the cops are cracking down. Too many dead sport Bikers each year! It really gives us a bad name here! We only have our fellow bikers to blame for that.
As for your friend and the scooter, yeah...thats pretty exagerated! They were taking advantage of the situation becuase it was bike week! However, thanks to alot of the immigrants moving here and riding mopeds without any type of education and paperwork, and also causing alot of accidents, they had to tighten the reigns on scooters and mopeds and other small 2 wheelers. Sorry to hear man. Now I'm upset because writing all of this reminds how alot of our fellow bikers make things worse for the rest of us!
On the lighter side, sounds like you had a blast. South Florida is a great party place when its done right. Sounds like the other parts of your trip went just right! ;-)