Ok about a year ago my friend came to me and asked me if i could get him and his wife a cell phone using my name and they would pay the bills. Well they were doing fine and they were having some very large phone bills. Well it comes down to this he stop callin me and is trying to avoid me now. He owes me 1200 dollars. I had the phones turned off and it cost me 350 dollars to cut them off because of breach of contract. I have called him several times and said look i know your low on cash ill settle for 500 and we call it even. Well guess what he is still avoiding me. Im seriously thinking about taking a truck and a big chain and snatching his pos single wide trailer of the foundation. Everytime this guy sees me he jumps in his mamas mustang and runs so fast its not even funny becasue he knows ill beat his as* over this. Leagly I know im fcked though. One way or another i WILL win
Seriously..
I have the following rules.
1) if someone asks me for money, I give it to them if I can afford to be without it. And even if they say it is a loan, I never expect to get the money back. if I do get it back, I am happy and I will loan them money again. If I dont get it back, I dont get upset because I never expected it back. And that is one less person in the world I will ever have to loan money to again because for one, someone who owes you money will rarely ask you for more until they have paid you back. For two if they do ask you for money again, you can bring up they still owe you
2) Now for your specific situation. I would never be in that situation because I would NEVER put myself on the line for someone in that manner. My own daughter (whom I never raised) asked me to co-sign for a car. I said no. I told her I would give her money to help with a down payment. But I never see her, I have no control over her life and if she decided to stop making payments (which in her situation would be a very likely scenario, I would be screwed)
You have to help people out when you can, that is what this world is all about, but you need to do it while covering your six and not putting yourself at risk.
If it was life or death, that is one thing. But putting you credit on the line so someone can have a cell phone. That is not something I would do.
Ok, I know that sounded like chastising but it wasnt, it was explaining my position so I can give you the answer you asked for.
I would forget it. Pay the bill and realize what kind of friend this person is NOT and go on with your life.
This is currently drama in your life, get rid of it ASAP, life is too short to deal with drama.
You can't squeeze blood from a turnup, and you cant make someone have any kind of code of honor or force them to live up to a bargain.
Chalk it up as a cheap learning experiance (you could have co-signed for a car and really got screwed).
So pay the bill off, write the guy a letter and drop it off in his mail box stating something to the fact that:
"It really hurts that someone I thought was a friend has treated me this way. I went out on a limb to help you and you screwed me. Dont worry about paying me back. I have taken care of it. I just hope the few hundred dollars you screwed me out of was worth our friendship, and if it was I guess we did not have that good of a friendship in the first place"
And then move on and just in the future realize when you put your neck out for someone, it is YOUR head that can get chopped off, not theirs...
Just my .02
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