Health Insurance Myth
- Thread starter afterhours
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So having the insurance companies only pay out 8 cents on the dollar is ok? From the answeres that blue shield gave in california about the price hike up to 40%, they said "becuase". No reason behind it at all. Edit: added more here.... The overhaul on the insurance isn't just because of the price. Its becuase people aren't allowed to enter the system because of preconditions, such as breast cancer, asthma, AIDs.. and the list goes on. Its not just about the Price.
Sounds like we need both.
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Read my edited part. Insurance just isn't bad because of the cost. Theres waaaaayyyyy more.
Don't forget to factor in lawsuits... people sue Dr an Hospitals, raising the cost of Insurance for the Dr,s an hospitals an they also need to recoup that same they pay out. I believe it's the same with anything cigarettes /gasoline. You do something to interfere with the profit margin an (the profit margin must always keep on rising) an cost go up.
Did anyone see the documentary on the health care system in England ??? Was interesting
I didn't read all the comments, but I figured I would mention the obvious. That $6 aspirin helps to pay for the other 100 people that won't be paying their bills. So your $6 aspirin is really wealth redistribution at the hospital level.
If you had a clue what you were talking about this would be interesting, but it is clear this is just your opinion and nothing more. Pay your own way and I will pay mine. I like my doc and insuance coverage that I bought with my money. Leave me the HEll alone Big Gov !
afterhours
Registered
If you had a clue what you were talking about this would be interesting, but it is clear this is just your opinion and nothing more. Pay your own way and I will pay mine. I like my doc and insuance coverage that I bought with my money. Leave me the HEll alone Big Gov !
thank you for the attempt, but you have added absolutely nothing to the discussion....
in the future might i suggest you simply don't comment at all....the end result will be the same.
Taxes! And not in a good way either.
Sorry about the ignorant post. You and I would probably never agree about political issues and nothing productive seems to come from any of these post. I am bitter with what our govt. has just done to us and lashing out. Nothing more. My wife did medical billing for a surgeon and I can tell you that the amounts submitted to inurance companies are inflated just to try to re-coup their actual expenses. Inurance companies pay out on a schedule that often does not even cover the cost of services rendered by the Docs. Yes we need reform. No we dont need a transformation to socialism. In the future I will not post on these threads, It only serves to divide us on a Bike forum and serves no purpose on this forum.
Please explain.
afterhours
Registered
Sorry about the ignorant post. You and I would probably never agree about political issues and nothing productive seems to come from any of these post. I am bitter with what our govt. has just done to us and lashing out. Nothing more. My wife did medical billing for a surgeon and I can tell you that the amounts submitted to inurance companies are inflated just to try to re-coup their actual expenses. Inurance companies pay out on a schedule that often does not even cover the cost of services rendered by the Docs. Yes we need reform. No we dont need a transformation to socialism. In the future I will not post on these threads, It only serves to divide us on a Bike forum and serves no purpose on this forum.
its all good man...I was being a bit of a smartass myself...remember its just the internet....
this is politically charged,but my biggest problem with this bill is that it does not fix the core issue. it will not make helathcare cheaper. there are some good things...
1. pre-exhisting conditions
2. lifetime cap on amount of money spent
yes, the system is broken and needed to be repaired. i do think that there is a more logical fix than what we got.
I agree. There are a lot of things I like about the bill, but a lot I dont. I and many others are hoping this is a start to something better to control the riseing insurance costs.
afterhours
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my grandmother fell and broke her arm last month.....
1 sheetmetal splint ($107.00), it couldn't cost more than $5 to make
1 black polyester sling ($78.00), this definately a $5.00 item
i don't know what the total insurance will finally pay, but if the hospital had presented me a bill for $25-30, i would have handed them cash....but instead they will send a bill for nearly $200.00 to insurance.
1 sheetmetal splint ($107.00), it couldn't cost more than $5 to make
1 black polyester sling ($78.00), this definately a $5.00 item
i don't know what the total insurance will finally pay, but if the hospital had presented me a bill for $25-30, i would have handed them cash....but instead they will send a bill for nearly $200.00 to insurance.
I dont think $25-$30 would pay for much. The doctor is still paying off his school debt, building rental, supplies, nurses, ect.
I had a doctors bill I payed last week for my asthma. $100 for the visit and $80 for a breathing test. It doesn't bother me to pay this for the visit, what pisses me off is I've already put close to $2000 towards my insurance and they aren't paying anything. Kinda reminds me of the mafia asking me for protection money for my small shop.
afterhours
Registered
I gotch ya, I went back and read what you said about paying $200 for parts, but not the whole bill.
I find it hard to swallow that you'd complain about actually getting something for that $200(not justifying that its right, I'll have to do research on why they price it so high), and still not think insurance is the problem when they'll take that $3000 or whatever you pay and do absolutely nothing to the processes other then say we'll pay for some, or nothing.
Here's the deal...not a fan of insurance companies. Always had insurance thru
work (about $100 a week with a family). I was going thru a rough time a few
years ago and suffered with insomnia, big time....couple hours of sleep a night.
Went to a doctor who perscribed Lunesta (I think). Took it to the pharmacy and
after paying close to $5000 a year, they (the insurance co.) turned down my
perscription saying was to costly (like $100)...So there I am at 3:00 in the morning
staring at my ceiling P'o'd that someone 2000 miles away made the decision
that I didn't need this particular perscription.
HOWEVER....the govt' getting involved will only make all things WORSE and
more expensive. You can not subsidise and insure 30 million people, some with pre-existing
expensive conditions and make things cheaper or care better. It defies all
common sense. (even if it weren't the govt, who multiplies waste 100 fold).
Insurance will go up, taxes must go up...and the deficit will still go up.
I watched a guy last nite (can't remember his name) who predicted that
since Obama appointed a "deficit reduction committee" (gee, this is rocket science
)
which is scheduled to report (note the time) AFTER the November elections,
he predicted...get ready for a national sales tax (ta-dah). He stated, Obama is
not dumb and can see Amerika going over a financial cliff and Europe has a national
sales tax...so what if he's right.
Those that pay health insurance got to pay more...on top of....additional taxes
and even that will not be enough...a possible national sales tax...all to fund
little johnny's mom to give her free health care.
big note...pay attention to this one...NOTHING IS FREE, EVERYTHING COST SOMEONE SOMETHING!
Also...lets factor in the next piece of Social legislation...Illegal immigration,
progressive code speak for "amnesty" because the Dems will need votes fast.
And now your 30 million uninsured just balloned to 45-55 million tomorrow...blow that out
your deficit.
Still think it's a good idea ???
The govt' does nothing well and only serves itself. Stop walking around blaming
others with your hands out.
work (about $100 a week with a family). I was going thru a rough time a few
years ago and suffered with insomnia, big time....couple hours of sleep a night.
Went to a doctor who perscribed Lunesta (I think). Took it to the pharmacy and
after paying close to $5000 a year, they (the insurance co.) turned down my
perscription saying was to costly (like $100)...So there I am at 3:00 in the morning
staring at my ceiling P'o'd that someone 2000 miles away made the decision
that I didn't need this particular perscription.
HOWEVER....the govt' getting involved will only make all things WORSE and
more expensive. You can not subsidise and insure 30 million people, some with pre-existing
expensive conditions and make things cheaper or care better. It defies all
common sense. (even if it weren't the govt, who multiplies waste 100 fold).
Insurance will go up, taxes must go up...and the deficit will still go up.
I watched a guy last nite (can't remember his name) who predicted that
since Obama appointed a "deficit reduction committee" (gee, this is rocket science
)which is scheduled to report (note the time) AFTER the November elections,
he predicted...get ready for a national sales tax (ta-dah). He stated, Obama is
not dumb and can see Amerika going over a financial cliff and Europe has a national
sales tax...so what if he's right.
Those that pay health insurance got to pay more...on top of....additional taxes
and even that will not be enough...a possible national sales tax...all to fund
little johnny's mom to give her free health care.
big note...pay attention to this one...NOTHING IS FREE, EVERYTHING COST SOMEONE SOMETHING!
Also...lets factor in the next piece of Social legislation...Illegal immigration,
progressive code speak for "amnesty" because the Dems will need votes fast.
And now your 30 million uninsured just balloned to 45-55 million tomorrow...blow that out
your deficit.
Still think it's a good idea ???
The govt' does nothing well and only serves itself. Stop walking around blaming
others with your hands out.
I feel that not only will we be paying for insurance (which we already do), but also the higher taxes to pay for the health care bill. Where will the 940BILLION dollars come from? What are they going to cut to make up for the cost of the health care program?
The government is notorious for underestimating costs. That's from both parties. I could be wrong. I am not a political analyst, just really concerned at where our country is heading, as MANY people are.
This was a very interesting article from the view point of a Democrat. The government just needs to keep out of people's personal lives. I am scared to death of what the government is going to do with this program. Social Security, Medicare and the VA all were well intended programs that are in such a mess right now. Where will this program end up in a few years with the same people running it.
Webb statement on health-care reform | Augusta Free Press
A government big enough to give you what you want is also big enough to take everything you have!
Thanks for an interesting topic. I enjoy reading others viewpoints.
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