k03gsxr750
Registered
I just did the insurance thing and the cheapest that I had found for the 750 was Allstate at just under $950 a year.
Insurance
- Thread starter busakidaz
- Start date
I just did the insurance thing and the cheapest that I had found for the 750 was Allstate at just under $950 a year.
This thread is priceless!
Thanks to this thread I started shopping around for my 09 busa. I was quoted almost 4000 dollars a year for full coverage of like 25/50/25 with a 1000 dollar deductible but I couldn't justify that. I'm 28, no accidents, no tickets, took a MSF course in the last 2 years. I ended up going with progressive with liability and comprehensive so I could be covered if the bike is stolen. For those coverages I'm paying a 1000 bucks a year.
I called State Farm and I got full coverage for my motorcycle at 50/100/50 with uninsured motorist for 50/100 and I now pay 1272 a year. So I pay a little bit more but have a whole lot more coverage. I'm very happy about this because I hate not having full coverage on my stuff.
Thanks to this thread I started shopping around for my 09 busa. I was quoted almost 4000 dollars a year for full coverage of like 25/50/25 with a 1000 dollar deductible but I couldn't justify that. I'm 28, no accidents, no tickets, took a MSF course in the last 2 years. I ended up going with progressive with liability and comprehensive so I could be covered if the bike is stolen. For those coverages I'm paying a 1000 bucks a year.
I called State Farm and I got full coverage for my motorcycle at 50/100/50 with uninsured motorist for 50/100 and I now pay 1272 a year. So I pay a little bit more but have a whole lot more coverage. I'm very happy about this because I hate not having full coverage on my stuff.
This thread is priceless!
Thanks to this thread I started shopping around for my 09 busa. I was quoted almost 4000 dollars a year for full coverage of like 25/50/25 with a 1000 dollar deductible but I couldn't justify that. I'm 28, no accidents, no tickets, took a MSF course in the last 2 years. I ended up going with progressive with liability and comprehensive so I could be covered if the bike is stolen. For those coverages I'm paying a 1000 bucks a year.
I called State Farm and I got full coverage for my motorcycle at 50/100/50 with uninsured motorist for 50/100 and I now pay 1272 a year. So I pay a little bit more but have a whole lot more coverage. I'm very happy about this because I hate not having full coverage on my stuff.
Is everyone on here that has state farm 100% Positive they have FULL coverage, i am talking comp, collision and liability. Here is why I ask, I had State farm "Full Coverage" on a 2006 Hayabusa (my insurance cards looked the same as the others for my other vehicles) I then went to sell the bike and actually read my policy paperwork and found that I had no collision, I have been with this agent for more than 5 yrs at the time and thought I could trust him (last time i will ever not read any documents before i sign). I called my agent and asked why he didn't take the hint that i wanted the same coverage as my other cars and boat when i asked for full coverage. His response was state farm's definition of full coverage on a motorcycle is Liability and comprehensive NOT collision. He went on to say that state farm does NOT issue collision policies on motorcycles. I also ask because i met a fellow rider in the State of FL who was in a motorcycle accident and the person who hit him fled the scene, so he called his State farm (he asked for full coverage as well, and had a car and boat insured through them too) agent and said I need to make a claim and the next day he received a phone call from an adjuster saying "sorry no collision coverage, have a nice day". Has anyone else looked into this or ran into this problem?
johnnybighit
Registered
I have had my bike for 10 years now and I pay about $15 a month. Clean driving record. I guess it helps when you have your home owners insurance, auto and bike all with the same company (State Farm). They give you some good deals and I found them to be the cheapest. I called Allstate once and they quoted me over $1000 a year and I almost threw up in my mouth. So I'll be sticking with my SFI.
Just do some homework and look for the best price, but also the best coverage for that price.
Just do some homework and look for the best price, but also the best coverage for that price.
Patriot Sapper
Registered
well I went back and reviewed and as I feared my quote from progressive was for liability only, so I shopped some more and got full coverage from geico for $837 which is a $100 more than I paid for my 600(s)....still a little steeper than some I see here so I'll shop some more.
Well everyone received alot better quotes than the ones I got from Progressive and Dairyland. Were talking "slap in your face" quotes here...10.000 $$$ FOR INSURANCE, 5000 just Liability.....to me thats....ridiculous....i dont have words for it.
The State Farm agent specified Collision as well in his quote, but until I sit down and hammer out the details one can never be too sure. COuld be a gimmick just to get ya in his office. He is an agent after all.
The State Farm agent specified Collision as well in his quote, but until I sit down and hammer out the details one can never be too sure. COuld be a gimmick just to get ya in his office. He is an agent after all.
You CAN get coverage from State Farm without anything else. Had ONLY my bike covered with them until I got my new truck.
Thanks for the warning. I did go back and check my policy and it does have Liability, comprehensive, and collision listed for coverages so I believe I am okay. I only have state farm for my motorcycle insurance but they seem to be a good company so far.
jdsbusa
Registered
With a stipulation.....the motorcycle CANNOT be your only means of transportation. They do not insure riders who do not own another mode of transportation.
Hi Guys,
I am 24 and a student in baton rouge louisiana. I got my motorcycle license pervious week and planning to buy 08 hayabusa. This is going to be my first bike. can anyone tell me how much would I need to pay for insurance for full coverage? I also took motor safety foundation course. Also i live in university campus so I am going to park it in fornt of my house.
Thanks
I am 24 and a student in baton rouge louisiana. I got my motorcycle license pervious week and planning to buy 08 hayabusa. This is going to be my first bike. can anyone tell me how much would I need to pay for insurance for full coverage? I also took motor safety foundation course. Also i live in university campus so I am going to park it in fornt of my house.
Thanks
>.>
lol i got insurance the same day i got my bike and endorsement. 6k for 12 months for full coverage. well in 2 years i would have paid off the bike. so i got liability and uninsured motorists for 67 a month for 9 months. this is with dairyland. geico and progressive wanted 4k for the same coverage.
lol i got insurance the same day i got my bike and endorsement. 6k for 12 months for full coverage. well in 2 years i would have paid off the bike. so i got liability and uninsured motorists for 67 a month for 9 months. this is with dairyland. geico and progressive wanted 4k for the same coverage.
badazgtp
Registered
I am 32, have had my endorsment for less than a year, have a 06 and mine is 1800 a year full coverage with geico, and live on a military installation. Cheapest I could find. Also have the basic riders course.
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