Damn boy!!! how could you get a brand new bike with only liability on it if you had to take a loan out on it... or maybe you just paid it off...
Must be nice...
On the other had, I have had my own experience with only have liability insurance on a car. Had an accident with no witnesses and the other party stated that I ran the red light, just like I stated on them... In the end, I walked away with $2200 car bill the first day I bought the car!!!
I have never even thought of carrying JUST liability insurance on anything anymore... The fact of the matter is, if you can't afford to protect your new toy, better find another toy... because you are going to need good insurance one day for that situation that just ain't covered...
Again man, sorry again about the bike... I hope I am not sounding like I am lecturing because that is the last thing you want to hear on the day you get F#$%ed. I know, I have been there....
What can you do now that it has happend to you?
Well... I ended up paying for the car myself and I couldn't get anyone to cough up cash for it. At this point, your best bet, is to find the bike. If you want some advice... I bet it is someone that lives around you that had this done. I would look for suspicious parties in the area and do some of your own "following them around." After all, I have known these thieves to follow you directly to your home and you don't even notice...
Not advocating putting yourself in danger in anyway though... It is not worth it.
CLoud