I never like to hear about the loss of a rider/son/daughter/father/mother. But we do what we do because we love it. Not that it makes it any easier for those theft behind, James died doing what he loved to do. There are worse ways to go. I'd rather die living, than live dying. +1,000,000 on being a responsible person and making sure you carry enough insurance. One should do that if they have high risk hobbies or not. I am the sole provider for my family. Even if something happens that I don't come home one night, wifey will never have to work.