Ok guys .. need some help please.

Well that sort of sux. All we have to do is hand over our license and sign a contract saying we're liable for the insurance excess if we trash it. A lot of bikes here are sold for cash, I bought all mine with literal cash. The dealers prefer credit because the Credit mobs give them like a $1000 kickback for every bike they sign up. Just goes to show how you get fleeced buying with debt.
Yes exactly! That’s why my next and last bike is being paid with cash!
 
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