Ben,
I was at least the 3th owner of my 99 Copper/Silver with 19,000 miles on it when I got it. I put 6000 miles on it commuting, with many, many 170+mph runs included ....never a problem, rock solid to the day I sold it...the motors are bullitt proof.
The kbb prices are resonable because these bikes stand the test of wear and tear time and time again and they would fetch those prices in a better economy.
I would prefer to buy from a local, one owner...which is what I did with my 03