Credit Card Debt?

[davsbusa]

0 balance

 

[Over_Easy]

CC debt has been zero for almost a year. About $30k at one point (2002). Married into that one. Use one CC religiously but pay it off every month.

Have $10k set aside for a Busa. Waiting to see what 07' model has in store but skeptical about the first edition blues. We shall see.

 

[SPEEDEMON]

i had a ton of debt up to last month, i got a check from smith barney....and now i got none!
woohooo

 

[yamahor]

O CC debt as of TODAY!!!! Paid off 1k on it this afternoon!! WOO HOO!!!

 

[05 Busa LE]

Zero here, too. Average in the USA is about $6,000. That's why just about everyone is in the first category.

 

[Wire Dawg]

O CC debt as of TODAY!!!! Paid off 1k on it this afternoon!! WOO HOO!!!

Me too! Paid the last $700.00 today. ZERO credit card debt baby.

 

[yamahor]

O CC debt as of TODAY!!!! Paid off 1k on it this afternoon!! WOO HOO!!!

Me too!  Paid the last $700.00 today.  ZERO credit card debt baby.

Don't it feel good?

 

[NCBusa2001]

Only have one left. 6k balance and 0% until we get it paid off. I would be pooping bricks if I had 20%interest rate.

It seems that most of these companies get their jollies by ripping off the, well...more disadvantaged, lets say. But that's a whole nother rant.

Chris

 

[chrisjp]

i just got my first credit card in like 10 years...have it at a 1500 limit ...use it like a debit card let go for about a month then pay it off....ever notice credit is like paying a bum on the street to say good things about you of course he loans you his bottle first lol

 

[thepushercg]

i never buy more with a card than i can pay at the end of the month.
i know some of my friends at work run up some high credit card bills. one has re fianced his house twice to pay off debt. used right a c.c. is a good thing.

 

[Big Tuna]

Never owned a CC, never will. My Visa debit has always worked for me.



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[1127 TO 1299]

we spend 4000 to 6000 a month and pay it off every month

...and my limit is creeping up slowly but surely.

started with 5k 6yrs ago now it's 40k.

Should I tell then to lower it since I don't need 40k or keep it in case of emergency?



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[Shibumi]

Any is too much.

 

[BlueHaya]

I pay off every month. I hate debt.

Sorry to see so many with debt.

 

[warwgn]

I hate CC's but when your a broke AZZ they sure come in handy to get what you need

 

[heavybusa]

Credit Cards are my business, so dont hate them too much.

I lived my the play now pay later philosophy to long.

I'm trying to work my way out as we speak.

 

[heavybusa]

(warwgn @ Dec. 04 2006,15:58) when your a broke AZZ they sure come in handy to what you need

True that!!

 

[jwcfbd]

(jwcfbd @ Dec. 22 2005,10:00) Zero here finally.  This time last year I was over $30,000 in debt  but l sold my house and was able to pay everything but my truck.  So I guess that means it was closer to $55,000.

hey look at that almost a year later and still no debt. I haven't been able to buy anything and it's killing me. I need toys I have just started looking for a new house so debt is on it's way again.

 

[warwgn]

(jwcfbd @ Dec. 05 2006,10:25)

(jwcfbd @ Dec. 22 2005,10:00) Zero here finally.  This time last year I was over $30,000 in debt  but l sold my house and was able to pay everything but my truck.   So I guess that means it was closer to $55,000. ?

hey look at that almost a year later and still no debt.  I haven't been able to buy anything and it's killing me.  I need toys I have just started looking for a new house so debt is on it's way again.

thats awsome, great selfcontrol. Best of luck getting a house, I am starting the search myself

 

[300Busa]

I don't use mine too often. Just for emergencies