Let's go on to talk about the person whose life you have completely messed up and shown absolutely no remorse for doing it. I am sure that you are aware that he hasn't been able to work since this happened. Disability only pays 60% of your salary and on that he has been juggling house payments, car payments, child care, groceries, and medical bills, none of which your insurance company is assisting with. But then you have the nerve to cry about how bad your life sucks and how much your insurance is? You have it pretty rough don't you?